The management fee gives us power to switch the funds in your investment without your signature - though we must have your approval of any changes by email. This facility is especially useful if you move frequently in your job and also if your policy is held in joint names. Joint mames would normally require both signatures before any fund changes can be made, but the optional management facility allows email management regardless of where you are in the world.

In addition to the switching facility, you will receive regular (quarterly) reports and updates on your investment account with suggestions for changes, if any, for your consideration.